Electrician business insurance: Electrician Insurance Cost
The median published figure in the Electrician Insurance Cost is 61 USD across 5 sources' own pages in USD (range 37 to 85 USD; 9 sources publish a figure), read 12 October 2026.
BreakerDesk sells its own paid plan in this category (our pricing). It is not counted here: every figure in this index is another provider's own published price, read from its own page.
9 of the 24 named sources read in full publish a figure; 15 publish none, read 12 October 2026.
The median is unchanged since 26 September 2026 (was 61 USD across 5).
By basis
| Breakdown | Median | Range | Sources |
|---|---|---|---|
| basisstated-average | 61USD | 37 to 85USD | 5 |
| basisheadline-from | 6.35GBP | 2.89 to 7.5GBP | 4 |
Every figure, with its source
One row per source: the figure the source's own page publishes, the page, and the day it was read. A figure that is not on a page we read is not on this one.
| Source | Figure | Breakdown | Read |
|---|---|---|---|
| Artisan Insurance, contractor cost by trade | 85USD | stated-average | 2026-10-12 |
| NEXT electrician insurance cost | 78USD | stated-average | 2026-10-12 |
| Insureon electrician insurance cost | 61USD | stated-average | 2026-10-12 |
| TechInsurance electrical contractor cost | 57USD | stated-average | 2026-10-12 |
| Simply Business US electrician insurance cost | 37USD | stated-average | 2026-10-12 |
| Suited electrician public liability | 7.5GBP | headline-from | 2026-10-12 |
| Simply Business UK electricians insurance | 6.7GBP | headline-from | 2026-10-12 |
| Markel UK electricians insurance | 6GBP | headline-from | 2026-10-12 |
| Protectivity electricians insurance | 2.89GBP | headline-from | 2026-10-12 |
The sentence each figure was read from (9)
- Artisan Insurance, contractor cost by trade, read 2026-10-12:
General Liability: Electricians pay an average of $85-$150 per month for general liability coverage, depending on state, business size, and the scope of work performed.
- NEXT electrician insurance cost, read 2026-10-12:
General liability insurance costs 47% of our customers $78 on average per month.
- Insureon electrician insurance cost, read 2026-10-12:
Electrician businesses and contractors pay an average of $61 per month, or $732 annually, for contractor general liability insurance.
- TechInsurance electrical contractor cost, read 2026-10-12:
Electrical businesses spend an average of $57 per month, or $684 per year, for general liability insurance.
- Simply Business US electrician insurance cost, read 2026-10-12:
Median Cost: $37/month
- Suited electrician public liability, read 2026-10-12:
Prices start at £7.50 a month or £90.00 a year for £1,000,000 of public liability cover.
- Simply Business UK electricians insurance, read 2026-10-12:
Electrician insurance quotes from £6.70 per month
- Markel UK electricians insurance, read 2026-10-12:
At Markel Direct, we offer electrician insurance from £6 a month for £1 million worth of public liability cover*.
- Protectivity electricians insurance, read 2026-10-12:
£2.89* a month
Read in full, publishes no figure
15 named sources were read in full on the dates shown and print no usable figure. They are counted, never filled in.
- Hiscox electrician insurance, read 2026-10-12: read in full and no accepted figure on the page
- Nationwide electricians insurance, read 2026-10-12: read in full and no accepted figure on the page
- Superscript electricians insurance, read 2026-09-12: every candidate on the page was refused
- Thimble electrician insurance, read 2026-10-12: read in full and no accepted figure on the page
- Tivly electrician insurance, read 2026-10-12: read in full and no accepted figure on the page
- Trade Direct electricians insurance cost, read 2026-10-12: read in full and no accepted figure on the page
- Trade Direct electricians insurance cost, read 2026-10-12: read in full and no accepted figure on the page
- Tradesman Saver electricians insurance, read 2026-10-12: every candidate on the page was refused
- Workers Compensation Shop, electrician programme, read 2026-10-12: every candidate on the page was refused
- biBERK electrician insurance, read 2026-09-12: every candidate on the page was refused
- Compare the Market, electricians, read 2026-10-12: every candidate on the page was refused
- Construction Coverage, GL cost by state and trade, read 2026-10-12: every candidate on the page was refused
- MoneyGeek electrical contractor insurance cost, read 2026-10-12: every candidate on the page was refused
- MoneyGeek electrical contractor insurance cost, read 2026-10-12: every candidate on the page was refused
- Totalskills, read 2026-10-12: every candidate on the page was refused
Methodology
Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2).
9 of the 24 named sources that could be read published a usable figure; 15 published none and are recorded as not published, never filled in; 5 could not be read (blocked, dead or unreachable) and count nowhere.
The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source in USD (a source's median where its page yielded several accepted sentences), so N counts sources, never sentences; 155 candidate sentence(s) were refused by a reviewer with the reason recorded.
The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): the advertised entry price and stated average per month for each cover (general/public liability, professional indemnity, tools, workers' compensation, commercial auto) across every insurer that publishes one, in USD and GBP; the ratio between the 'from' price an insurer advertises and the average it quotes elsewhere on the same site - the gap between the headline and the median is the finding - and the share of insurers that publish nothing
155 candidate sentences on these pages were refused by a reviewer; each refusal and its reason is recorded in the review ledger.
Sources (29)
- AXA UK tradesman insurance(the publisher's own terms; quoted for reporting and comment)
- AXA UK tradesman insurance(the publisher's own terms; quoted for reporting and comment)
- Hiscox electrician insurance(the publisher's own terms; quoted for reporting and comment)
- Insureon electrician insurance cost(the publisher's own terms; quoted for reporting and comment)
- Markel UK electricians insurance(the publisher's own terms; quoted for reporting and comment)
- NEXT electrician insurance cost(the publisher's own terms; quoted for reporting and comment)
- Nationwide electricians insurance(the publisher's own terms; quoted for reporting and comment)
- Progressive Commercial contractor insurance(the publisher's own terms; quoted for reporting and comment)
- Progressive Commercial contractor insurance(the publisher's own terms; quoted for reporting and comment)
- Protectivity electricians insurance(the publisher's own terms; quoted for reporting and comment)
- Simply Business UK electricians insurance(the publisher's own terms; quoted for reporting and comment)
- Simply Business US electrician insurance cost(the publisher's own terms; quoted for reporting and comment)
- Suited electrician public liability(the publisher's own terms; quoted for reporting and comment)
- Superscript electricians insurance(the publisher's own terms; quoted for reporting and comment)
- TechInsurance electrical contractor cost(the publisher's own terms; quoted for reporting and comment)
- Thimble electrician insurance(the publisher's own terms; quoted for reporting and comment)
- Tivly electrician insurance(the publisher's own terms; quoted for reporting and comment)
- Trade Direct electricians insurance cost(the publisher's own terms; quoted for reporting and comment)
- Trade Direct electricians insurance cost(the publisher's own terms; quoted for reporting and comment)
- Tradesman Saver electricians insurance(the publisher's own terms; quoted for reporting and comment)
- Workers Compensation Shop, electrician programme(the publisher's own terms; quoted for reporting and comment)
- biBERK electrician insurance(the publisher's own terms; quoted for reporting and comment)
- Artisan Insurance, contractor cost by trade(the publisher's own terms; quoted for reporting and comment)
- Compare the Market, electricians(the publisher's own terms; quoted for reporting and comment)
- Construction Coverage, GL cost by state and trade(the publisher's own terms; quoted for reporting and comment)
- Insurance.com electrical business insurance(the publisher's own terms; quoted for reporting and comment)
- MoneyGeek electrical contractor insurance cost(the publisher's own terms; quoted for reporting and comment)
- MoneyGeek electrical contractor insurance cost(the publisher's own terms; quoted for reporting and comment)
- Totalskills(the publisher's own terms; quoted for reporting and comment)
Cite or embed this figure
Cite or embed this figure
The median published figure in the Electrician Insurance Cost is 61 USD across 5 sources' own pages in USD (range 37 to 85 USD; 9 sources publish a figure), read 12 October 2026.
9 of the 24 named sources read in full publish a figure; 15 publish none, read 12 October 2026.
Electrician Insurance Cost, basis stated-average: median 61 USD across 5 sources, read 12 October 2026.
Electrician Insurance Cost, basis headline-from: median 6.35 GBP across 4 sources, read 12 October 2026.
The median is unchanged since 26 September 2026 (was 61 USD across 5).
Cite as: "BreakerDesk Electrician Insurance Cost", updated 2026-10-19, https://breakerdesk.com/datasets/electrician-insurance-cost/.
Download the CSV (9 rows, computed 2026-10-19)